Understanding Down Payments: What Are They and How Much Do You Really Need

A woman applying for a home loan online at First Integrity Mortgage Services.

When embarking on the journey of purchasing a home, one of the pivotal steps you will encounter is the down payment. This initial, upfront payment is a fundamental component of the home buying process, serving as a testament to your commitment and financial stability to lenders. Understanding down payments, their requirements, and the various options … Read more

Veteran & VA Loans

A Big Difference for Veterans VA Loans are backed by the Department of Veterans Affairs and provide numerous benefits to eligible borrowers. To obtain a VA Loan, you must request a Certificate of Eligibility (COE) through your Loan Coordinator. To learn more about VA Loans and to see if you qualify, visit the U.S. Department … Read more