VETERAN & VA LOANS
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Veteran and VA Loans
VA Loans were created in 1944 to help returning service members purchase a home and jumpstart their life after serving our country. Available to veterans, active duty service members, and their surviving family members — VA Loans can be used to purchase homes, improve on existing properties, or even refinance an existing loan.
First Integrity Mortgage Services offers special benefits to VA Loan recipients, including a waiver of our $985 loan origination fee. You have served us and this is our way to thank you.
VA Loans are backed by the Department of Veterans Affairs and are extremely beneficial for qualified borrowers. To obtain a VA Loan, you must request a Certificate of Eligibility (COE) through your Loan Coordinator. To learn more about VA Loans and to see if you qualify, visit the U.S. Department of Veterans Affairs website.
A Big Difference for Veterans
VA Loans are backed by the Department of Veterans Affairs and provide numerous benefits to eligible borrowers. To obtain a VA Loan, you must request a Certificate of Eligibility (COE) through your Loan Coordinator. To learn more about VA Loans and to see if you qualify, visit the U.S. Department of Veterans Affairs website.
VA Loan Highlights
- No $985 loan origination fee
- No down payment required
- The amount charged for closing costs is limited by VA rules
- Closing costs may be paid by the seller
- No Private Mortgage Insurance (PMI) required
- Assumable mortgage
- Right to prepay mortgage without penalty
- Certificate of Eligibility (COE) is required
How to Apply for a VA Loan
In order to obtain a VA Loan, a Certificate of Eligibility (COE) must be obtained. At First Integrity Mortgage Services, we understand the common issues that homebuyers face: Competitive housing markets, confusing financial lingo, uncertainty of qualifications, and just too many options. This can leave folks feeling overwhelmed and discouraged. Thankfully, our incredible team of experienced mortgage professionals will help you navigate the home financing process, answer questions, and empower you with the tools you need to have the home of your dreams. Whether you’re purchasing a new home, renovating, or refinancing your house, a VA Loan through First Integrity Mortgage Services is a fantastic option.
If you’re interested in applying or learning more about VA Loans, contact us at 314-878-7900 or apply online today.