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CONVENTIONAL HOME LOANS

1807 Park 270 Drive Ste. 265
St. Louis, MO 63146

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Conventional Mortgages and Home Loans

Navigating the homebuying process can feel overwhelming. If you’re a borrower with an excellent credit score, ability to make a down payment, and have a stable job history, a conventional mortgage is a great option for you. If you do not meet the guidelines for a conventional mortgage, don’t worry! Check out our full list of loan programs to find a program that matches your financial situation.

Conventional Loan Benefits

A Conventional Loan is a mortgage loan that’s not backed by a government agency. Conventional home loans are ideal for borrowers  with a stable financial situation. The maximum loan limit for Conventional Conforming Loans is, $647,200 giving you increased purchasing power for the home of your dreams.

Conventional Loan Highlights:

  • Down payment options starting at 3%.
  • Fixed-rate and adjustable-rate options are available.
  • Flexibility: Can be primary residences, second homes, and investment properties (1-4 units).
  • Ability to pre-pay loan without penalty.
  • Conventional loans can be combined with a second mortgage to avoid Private Mortgage Insurance (PMI).
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How to Apply for a Conventional Mortgage

At First Integrity Mortgage Services, we understand the common issues that homebuyers face: Competitive housing markets, confusing financial lingo, uncertainty of qualifications, and just too many options. This can leave folks feeling overwhelmed and discouraged. Thankfully, our incredible team of experienced mortgage professionals will help you navigate the home financing process, answer questions, and empower you with the tools you need to have the home of your dreams.


If you’re ready to talk home financing, contact our team at 314-878-7900 or apply online today.