A family taking a tour of a potential new home.

APPROVAL PLUS LOANS

1807 Park 270 Drive Ste. 265
St. Louis, MO 63146

Have Any Questions?

Approval Plus Home Loans

Have you found the house of your dreams, but you’re worried about your offer getting rejected?

First Integrity’s Approval Plus program gives you the opportunity to compete with cash offers in the current real estate market. The housing market is experiencing record-breaking competition on nearly every sale, meaning small advantages for the buyer can make a big difference. Getting a loan commitment prior to finding your dream home will give you a far better chance of having your offer accepted.

How it Works

When you apply for a loan with First Integrity, let our team know you’re interested in the Approval Plus program. You will be pre-approved and follow a similar format to that of the regular loan process. What’s different is, our underwriters will review and approve your documentation up front and issue a loan commitment — giving you an advantage to compete with cash offers.

Am I Eligible?

  • This program is available for Conventional, FHA, and VA Loans.
  • No down payment assistance allowed.
  • Minimum credit score applies.

*All loans are subject to underwriter approval and additional terms and conditions may apply.

Handing the keys over to a new home buyer.

How to Apply

At First Integrity Mortgage Services, we understand the common issues that homebuyers face: Competitive housing markets, confusing financial lingo, uncertainty of qualifications, and just too many options. This can leave folks feeling overwhelmed and discouraged. Thankfully, our incredible team of experienced mortgage professionals will help you navigate the home financing process, answer questions, and empower you with the tools you need to have the home of your dreams.

To learn more about financing a home with First Integrity, contact us at 314-878-7900 or apply online today.