A family packing up and getting ready to move into their new home.

LOAN PROGRAMS

1807 Park 270 Drive Ste. 265
St. Louis, MO 63146

A family making some renovations to their house.

MAKE HOME BUYING EASY

Whether you are buying your first home, renovating your childhood residence, or simply adding to your real estate portfolio — you’ll find a solution that works for your financial needs at First Integrity Mortgage Services. 

We offer a variety of loan programs tailored to our diverse client’s needs, providing them more opportunities to invest wisely and build wealth far into the future. 

You’ll have the full support and dedicated service of our mortgage experts from start to finish. So, whether you’re discussing program options or signing papers on closing day — you’ll feel prioritized and confident every step of the way.

Let’s take a look at what we offer:

START CLOSING YOUR LOAN IN ABOUT 15 MINUTES

WE WILL FIND THE RIGHT LOAN FOR YOU

Every client is different and we understand that your financial plan needs to be tailored to your life. To ensure this, we offer a variety of mortgage loan options for home purchase and refinancing needs. From Conventional and Renovation Loans to FHA, VA, and USDA Loans — we have a solution for you at First Integrity Mortgage Services.

01. EXPLORATION AND APPLICATION

Getting pre-approved is essential to setting yourself up for a smooth transaction. During the pre-approval process, your Loan Officer will collect documentation and help you find the best loan program for your unique situation.

02. FINDING THE RIGHT HOME

This is where the fun begins! Time to start looking for a home to call your own! Now that you have been pre-approved, consult with a real estate professional if you haven’t already and discuss your home buying goals.

03. CONTINUE THE LOAN PROCESS

Congratulations! You have found a home with a signed sales contract in hand — it’s time to continue the loan process! 

04. APPRAISAL AND INSPECTION

An unbiased inspection of the home will be conducted at this time to assign the home an appraised value.

05. APPROVAL AND CLOSING

If everything is in order, an underwriter will grant a conditional approval for your home loan. After that, you’re ready to sign the paperwork and close on your new home!

06. HOME SWEET HOME

Welcome home! Now that everything is finalized — you’re ready to unpack and settle in! Congratulations on this new chapter in your life.

Matt Hennessy
Matt Hennessy
2022-05-24
Working with Jared was an absolute breeze. What I thought would be a stressful process ended up being a stress-free cake walk. Jared is very detail oriented and explains everything throughly, making sure I knew exactly what was going on throughout the entire process. Jared answered all of my questions and also educated me on the market. Jared is not just Mortgage Banker but acts as a teacher which I really appreciated. If you’re looking for trust and education Jared is the way to go!
Kellie Lang
Kellie Lang
2022-05-20
Denise Grab is amazing and follows up and makes the process so smooth! Thanks Denise!
Donna Owens
Donna Owens
2022-05-10
Kelly Herrod and Kiara Johnson I had such a fantastic and overwhelming experience with the purchase of my new home First Integrity I appreciate all you have done to make this process go smoothly thank so much such caring and wonderful team that treats you like family Thank you so much
Robert S. Harvey
Robert S. Harvey
2022-05-10
First Integrity was a joy and pleasure to work with, particularly Kiara and Patty (and Noah) as I purchased a home for relocation. They provided efficient and effective services through the entire home-buying process, and intentionally took a client-first approach. I would recommend working with them to anyone in the market.
Joe Sandeberg
Joe Sandeberg
2022-05-06
I had the pleasure of working with Sarah Morard and Roxanne King on refinancing my house. My case was some what of a task, but these 2 amazing women stopped at nothing to find what would work best for my situation. They both stayed in contact with me every step of the way and were more than willing to meet my needs. I would like to thank them both very much. I would gladly use them again for future transactions and I would strongly recommend them to anyone I know. Thank you and keep up the good work.
Sydney Barillier
Sydney Barillier
2022-05-03
Sarah and Roxanne were FANTASTIC to work with through the loan process for our first home purchase!! They were friendly, knowledgeable, and helped us get through everything seamlessly - highly recommend!
Michael
Michael
2022-04-28
First Integrity Mortgage has again pulled through for me. Kiara, Patty, & Noah assisted me in refinancing my home and did so with professionalism, timelines, and made the process worry free. I can’t express how much I appreciate them and the entire First Integrity team. Thank you all!!
Sam Hohenstein
Sam Hohenstein
2022-04-25
They were attentive from the start. Both friendly and professional, and provided me with clear answers to any question I had throughout the process, making this experience that off the bat seemed daunting, something that wasn't terribly stressful.
shennina straub
shennina straub
2022-04-25
Our experience with First Integrity Mortgage was hands down a fantastic experience! Kiara and Patty went above and beyond.guidance through the entire process was amazing and to the closing table was so worth it