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Fixed-rate vs. Adjustable-rate Mortgages: Which One is Right for You?
Purchasing a new house can be an exciting experience. Whether you’re shopping online or perusing in person, there are a few crucial decisions to make regarding financing. Most need to acquire a mortgage, a financial agreement between a financial institution and those purchasing real estate. Buyers can choose between two conventional types of interest schedules:…
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Best Places to Work 2023: First Integrity Mortgage
We at First Integrity Mortgage are incredibly proud to announce our recognition in the “Best Places to Work 2023” list, a testament to our unwavering commitment to the St. Louis community. Since our inception in 1993, we’ve always believed that our role extends beyond being a mortgage lender. Our mission is to make a positive…
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First-Time Homebuyers: How to Prepare Your Finances for Your Purchase
The journey of home buying can be stressful but exciting, and buying your first home gives you the first real sense of independence in your life. However, it is very important to be well-prepared financially for the moment. Being on top of your finances only increases your chances of being approved for a mortgage with…
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To Refinance or Not to Refinance, That Is the Question.
You are inundated with advertisements from lenders offering lower rates to prompt you to refinance. As you look to refinance arguably one of the most valuable financial assets, you must consider many factors into the decision to make sure it is the right decision for your financial situation. If you are looking to lower…
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I’m ready to purchase my first or next home!! Umm…..Now What? Where do I start?
Transitioning from “We would love to own our own place” or “We need more space” to purchase a home can seem daunting. We at First Integrity Mortgage Services understand how important taking this step is. We take great pride guiding home buyers through this process every day. The key to an enjoyable home buying experience is planning…
