The US Government created VA Loans in 1944 as a way to help those returning from service to purchase a home. VA Loans are available to veterans, active members of the military, reservists, National Guard and even some surviving spouses may qualify. The rates are competitive and at First Integrity, veterans, active duty, and reservists utilizing their VA benefits by doing a VA loan, will pay no First Integrity Loan Origination Fee of $985. You have served us and this is our way to thank you.
VA Loan Facts:
- No down-payment is required
- The amount charged for closing costs is limited by VA rules
- Closing costs may be paid by seller
- No private mortgage insurance (PMI) required
- Assumable mortgage
- Right to prepay mortgage without penalty
- Refinance up to 120% of home’s value
- Certificate of Eligibility is required
First Integrity is honored to serve those who have served or are currently serving, and we are proud to have veterans on our staff. Call us today at 314-878-7900. One of our loan officers will schedule a time to meet with you and guide you through every step of the way. Our goal is to ensure that you completely understand your home loan choices and to work with you to find the absolute best mortgage choice for your unique needs.
By the way, we also understand that even the most responsible people experience financial hardships. Let us help you find the loan you deserve.
First Integrity Mortgage Services is located in St. Louis, Missouri. We are a VA-approved lender and a premier provider of Mortgages and Home Loans in Missouri (MO) and Illinois (IL). We work on behalf of our customers to help them qualify for the home loan they deserve!