Health Care

Health Care Loans St. Louis


First Integrity Mortgage Services has been serving the Healthcare Community in St. Louis, Missouri for decades, and we are a Preferred Lender for all of Washington University. 

You don’t have to be a Doctor to qualify for our Healthcare Mortgages.  Nurses, Administrators, Janitors, etc. are all eligible as long as their employer is a healthcare related entity.  Our Healthcare PowerPlus mortgage offers you the opportunity to purchase a home up to $750,000 with as little as 5% down payment.  What’s great about all of our Healthcare Mortgages is that Private Mortgage Insurance (PMI) is NOT required, and there are no prepayment penalties!

Here are the highlights:

  • Healthcare PowerPlus
    • Purchase prices up to $750,000
    • Down payments as low as 5%
    • Fixed and ARM programs available
    • No PMI required
    • Must be employed in healthcare related position
    • Lower payments
    • Builds equity faster
  • Resident Physician Loan Program
    • Down payments as low as 5%
    • No PMI required
    • 7-Year ARM only
    • Maximum loan amount is $417,000
    • Student loan payments are NOT included in debt ratio calculation
    • Must meet all requirements of Resident Physician Contract
  • Washington University Employee Loan Program
    • All medical and non-medical employees are eligible
    • Maximum loan amount is $250,000
    • Down payments as low as 5%
    • No PMI required
    • 5/5 ARM – fixed for first 5 years, then adjusts every 5th year thereafter

First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri (MO) and Illinois (IL). We work on behalf of our customers to help them qualify for the home loan they deserve!