FHA

FHA Loan in St. Louis, MO

FHA Loans are an easy way to qualify for buying or refinancing a home. It is a government-insured loan that offers flexible choices, lower down-payments, and less rigorous lending standards.

FHA Loan Facts:

  • Insured by Federal Housing Administration
  • Features less rigorous lending standards
  • Ideal for a down payment (3.5% required) or home equity of less than 20%
  • Credit score of 580 or higher, or 500 – 579 if a 10% down payment is made
  • Monthly mortgage insurance premiums are required
  • Home must be appraised by an FHA-approved appraiser
  • A good loan to consider for those without a long credit history or outstanding credit
  • With an FHA Loan, borrowers may be eligible for additional loans to cover home repairs based on projected value after repairs are accomplished
  • Fixed-rate loan

Call First Integrity today at 314-878-7900. One of our loan officers will schedule a time to meet with you and guide you through every step of the way. Our goal is to ensure that you completely understand your home loan choices and to work with you to find the absolute best mortgage choice for your unique needs.

By the way, we also understand that even the most responsible people experience financial hardships. Let us help you find the loan you deserve.

First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of, and FHA-approved lender, in Missouri (MO) and Illinois (IL) for Mortgages and Home Loans. We work on our customer’s behalf to help them qualify for the home loan they deserve!


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