FIRST INTEGRITY MORTGAGE SERVICES, INC. NAMED 2023’s BEST PLACE TO WORK
A family touring a home after just qualifying for a mortgage.

15 MINUTES IS ALL YOU NEED
FOR YOUR NEXT HOME LOAN IN TWIN OAKS

Unlock the door to your dream home with ease. Experience the benefit of seamless mortgage applications with First Integrity Mortgage Services.

THE MORTGAGE LENDERS IN TWIN OAKS THAT MAKE IT ALL SIMPLE

Navigating the mortgage process can often feel like a daunting journey, filled with complicated paperwork and an overwhelming array of decisions that leave many prospective homeowners feeling anxious. At First Integrity Mortgage Services, we understand these challenges and that’s why we’ve developed a proven process to make mortgages a straightforward and stress-free experience. Our team of lenders guides you through each step, ensuring clarity and ease from start to finish. Ready to make your home-buying journey feel effortlessly simple? Apply with us today for your next home loan.

A mother and father holding their baby in the new home.

LOAN AND MORTGAGE OPTIONS
FOR EVERY SITUATION!

Conventional Loans

PowerPlus Mortgage

Healthcare Mortgages

VA Home Loans

Reverse Mortgages

FHA Home Loans

First Responders

USDA Home Loans

Down Payment Assistance

Portfolio Home Loans

Renovation Loans

Lock & Shop Loans

A real estate agent passing the key to a buyers new home.

YOUR SOURCE FOR ALL THINGS HOME LOANS

At First Integrity Mortgage Services, our reputation as a trusted partner in your home-buying journey is built on the foundational pillars of transparency, reliability, and trust. We believe in being clear and open about every aspect of the mortgage process, ensuring you’re never left in the dark. Our commitment to reliability means we’re here for you, every step of the way, delivering on our promises and meeting your needs with unwavering dedication. Trust is the cornerstone of our relationship with you, cultivated through years of providing exceptional service. Together, these principles guide us in offering the absolute best service, making us the go-to mortgage lender for countless satisfied homeowners in Twin Oaks.

MAKING THE SEARCH FOR THE RIGHT HOME LOAN EASY

Finding your next home loan is effortlessly simple with First Integrity Mortgage Services. Our streamlined six-step process is designed to take the complexity out of mortgage applications, guiding you through from initial consultation to final approval of your loan with ease and efficiency. We’ve refined each stage to ensure clarity, speed, and personalized support, so you can move forward with confidence, knowing exactly what to expect at every turn. Let us simplify your path to homeownership.

When you’re ready to buy, getting pre-approved is the first step. Your Loan Officer will help find a program that’s right for your needs and collect all of the documentation needed from you so we can get started on finding an offer as soon possible!

The search for a new home has just begun! It is time to start looking at homes in your area and getting pre-approved. Consult with an experienced real estate professional if you have not already done so, as they can help make sure that the purchase of this building will be worth it financially or emotionally for both parties involved.

Now that you’ve found a home and have a signed sales contract in hand, let’s keep the loan process going to get closer to the finish line

The home’s value and condition will be inspected and determined by a licensed unbiased appraiser.

When all the required paperwork has been submitted, an underwriter will review and process your application. If everything is in order they’ll grant you a conditional approval for home loan! Once that happens it’s just finalizing some details before closing and moving in!

Congratulations on moving into your new home! Now that you have everything in order, it’s time to unpack and settle down as you live in the home of your dreams. 

CLOSE YOUR HOME LOAN IN ABOUT 15 MINUTES

A couple working on refinancing with their mortgage lender in St. Louis.

THE HELP YOU NEED TO REFINANCE IN TWIN OAKS

Refinancing your mortgage is more than just a strategic move to lower your monthly payments. You can also tap into your home’s equity or even secure a more favorable interest rate. Whether you’re looking to adjust your loan terms, consolidate debt, or fund a major purchase, refinancing offers a pathway to optimize your financial situation. First Integrity Mortgage Services stands ready to guide you through the refinancing process, making it as smooth and straightforward as possible. Explore how refinancing can work for you with First Integrity, and take the next step towards achieving your financial goals.

GET ANSWERS BEFORE YOU APPLY

Empower your home-buying journey with our intuitive mortgage calculator. This powerful tool is designed to give you a clear understanding of just how much you can afford, allowing you to plan your finances with precision and confidence. By inputting simple details, you can instantly receive an estimate of your monthly payments. This insight not only helps you to budget effectively but also positions you to make informed decisions about the properties you consider.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

BEGIN YOUR HOME LOAN OR REFINANCING JOURNEY TODAY